No matter if you are a millennial or a family man, the Amex Explora must be in your wallet
Everything you need to know about the most underrated American Express credit card
American Express Explora Card is an American Express Group credit card that aims to provide a large number of benefits in everyday life and allows an accumulation of Membership Rewards points above average. All this is on par with a decidedly low annual fee, affordable to anyone.
In this article:
Who should apply for Carta Explora
American Express Explora Card is the ideal solution for anyone who wants to add to their wallet the first credit card in one's life or for customers holding other cards who want to take advantage of the unique benefits of this card. Not excessive costs and, above all, great benefits to take advantage of in everyday life.
Those who make many purchases, whether online or in physical stores, will see a world of opportunities opening up before them. Accessing Favourite 5 means quickly accumulating Membership Rewards points, so you can give even more value to your purchases.
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You must choose a category to which brands are connected. Each purchase from these brands will allow you to triple your normal accumulated points. When registering, it will therefore be necessary to be honest with yourself and figure out in which areas, on average, you spend most of your money. Anyone will then be able to turn their common economic outgoings into rich rewards.
Fans of sports, fashion, technology, DIY, movies and TV series, good food, books, and travel. There is something for every type, and in some cases, you can mix it up a bit by combining multiple styles.
An entire section is dedicated to those who can't sit still and are always looking for plane and train tickets. It is therefore possible to triple your accumulated points with the two leading lowcost airlines, Easyjet and Ryanair, as well as by booking accommodation on AirBnB around the world. Same treatment for train travel with Trenitalia and cost-effective bookings made through AmEx viaggi.
Ryanair press office image (credit: Piotr Mitelski)
Favourite 5, the multiplier that gives experiences
The special feature of this card is that it allows holders to choose from 5 macro-categories, to each of which belongs a group of five brands, from which you can make purchases tripling Membership Rewards points.
All one needs to do, then, is to check the history of one's purchases and draw the numbers. The numbers do not lie and will reveal whether the user is a fashionista, techie, homebody, globetrotter or dreamer.
The fashionable can make advantageous purchases at Decathlon, H&M, Zara, Zalando.co.uk and Yoox.co.uk. This means being able to triple points by purchasing any type of clothing item. From classic to casual, from formal to sporty.
The technological is one of the most advantaged and, probably, the most chosen. If in fact the brands Apple, Mediaworld, Unieuro and ePrice.co.uk offer only technological materials of various kinds, the addition of Amazon to the list opens the door to a much wider world. Here, then, is a useful way to leverage the AmEx regulations in your favor by purchasing items of various kinds, not just tech.
Also quite extensive is the offering of the casamic which, thanks to Ikea, Leroy Merlin, Sky, Wind 3 and Zara Home, will range from DIY to home decor to home automation and entertainment.
The globetrotter Instead, it has at its disposal all sorts of possibilities to make the most of its movements. With AirBnb and AmEx Travel it is possible to make use of any kind of accommodation. In the second case, the advantages also apply to car rental. With Easyjet, Ryanair and Trenitalia Instead, it will be possible to make the most of one's travel via air or train.
The dreamer, on the other hand, will be able to earn from their subscription to Netflix, as well as from the events proposed by Ticketone. Added to this are purchases made through Eataly, La Feltrinelli and Deliveroo.
Are you convinced? Click here to apply for the card .
Benefits and services
The main advantage provided by the American Express Explora Card. is represented by the free choice of pay in full or in installments. The service can be accessed Favourite 5, which allows you to choose a list of businesses at which to triple the Membership Rewards points you earn: three for every euro spent.
A customized line of credit is also available, up to a maximum of 5,000 euros. Every expenditure is protected by a security system, with a purchase refund program that allows you to request repair of a purchased item or return it.
A close look is also taken at travel enthusiasts. Free coverage is guaranteed to protect against possible accidents, both in Italy and abroad. At the same time, you will have access to advance purchase of tickets to the best events of the year thanks to the American Express Experiences presales.
All costs
Access to the American Express Explora Card is totally free of charge. In fact, no deposit is required, as is the case with all types of AmEx Group credit cards. You will have to start paying the 35€ fee only from the second year of use.
You can make purchases with your Explora credit card and manage them with complete peace of mind. In fact, the system allows you to pay in two ways. The first is in balance, that is, on a set date in the month following the accumulated expenses. The second is in installments.
Obviously we at TFC absolutely do not recommend choosing installment payment for one simple reason, sure you will collect the points but the interest will eat up all your benefits
How to Apply for the Explora American Express Card
Applying for the American Express Explora Card is easy and free. The procedure can be carried out in a few minutes through the official AmEx website. Operation executable only by citizens of legal age, resident in Italy and in possession of an Italian correspondence address.
The credit card must be connected to an active bank account in order to make month-to-month balance payments. The account must belong to the SEPA circuit, and the reference IBAN cannot correspond to a prepaid card. As for the applicant's gross annual income, it must not be less than 11,000 euros.