The vacations are approaching, Carta You is free, commission-free and perfect for travel
The vacation season is approaching and it is the perfect time to take advantage of the opportunity to get and with a [...]
The vacation season is approaching and is the perfect time to take advantage of the opportunity to obtain a free credit card and with an immediate overdraft to use for summer expenses, such as travel. Not only is this a Mastercard credit card. accepted all over the world, but is granted without having to change banks or go to a bank, simply by clicking here and entering the 30-second your details.
In this article:
The main features of this card, which has been in my wallet for almost a year, are:
Zero annual fees
YOU card Is commission-free, forever. You receive Carta YOU fully operational and with all insurances with A permanent annual fee of 0€.
Flexible split payments
The holder is able to decide whether to pay in full or take advantage of the Deferred payment without interest for up to 7 weeks.
No need to change banks
Did you get your flight cancelled, miss your connection, land late?
You could get up to 600€ compensation per person
You do not need to change banks to take advantage of the benefits. Regardless of your bank account, YOU card offers you additional credit.
Zero fees for purchases made abroad
If you travel to nations where the primary currency is not the Euro by paying with YOU card you will have no foreign exchange fee, so you can use this card like an ATM anywhere in the world, without paying additional fees.
Plafonds and spending limits
As with other credit cards on the Italian market, it does not have a set ceiling. However, it starts from a minimum of €1,500. Credit that changes based on the behavior of the holder. There is a daily withdrawal limit of 1,000€, while the other limits will be set by Advanzia Bank based on the applicant's profile.
Why it is an interesting product for travelers
This card has some interesting functions related to payments outside the euro area: the exchange rate applied Is not charged any fees and this translates into savings compared to what other credit cards offer. Being from the Mastercard circuit, you are guaranteed to have a product that is accepted anywhere in the world and at no extra cost.
In addition to this, the card offers, at no additional cost, insurance coverage. It is basic, but it is better than nothing especially if we remember that we are talking about a card that costs absolutely nothing and is therefore a great tool for those who do not yet have credit cards that offer more comprehensive travel insurance.
How travel insurance works
The coverage under Section 1 "Travel Accident." of coverage is provided to you and your wife or cohabiting partner (living permanently at the same address) and dependent children traveling with you on the same trip, and to be entitled to the guarantees under this insurance:
- in connection with the coverage under Section 1 "Accidents While Traveling" you and your wife, or cohabiting partner, must be less than 75 years of age on the date insurance coverage is granted and at the beginning of each trip; and
- in relation to the cover under Section 1 "Accidents while travelling" tu you must have used the insured card to pay at least 50% of the total travel and living expenses during a trip. Travel by private vehicle is covered if at least 50% of the total living expenses are paid with the insured card before departure from your country of residence. Travel is also insured Within your country of residence if at least 1 night's stay has been booked and paid for With the insured card. The trip must be booked and completed during the coverage period. The trip must not exceed 90 days. If the trip lasts longer than 90 days, no part of the trip is insured beyond the first 90 days.
In conclusion
It is free and costs nothing, if you use it around the country and the world it has basic travel accident coverage and does not charge fees on non-euro expenses. For this last feature alone, it deserves to be requested.
